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Veronica e Valerio. Due figli con un terzo in arrivo, una casa, due auto e due stipendi per un totale di quasi 11'000 franchi.
Eppure…. Mai una gioia! A fine mese, lo stipendio non fa in tempo ad arrivare sul conto che già si è volatilizzato.
Il salario medio in Ticino è di 5’363 franchi, ma il plico di cedolini arancioni delle fatture sembra non finire mai. E se un tempo mettere su famiglia era fattibile con un solo stipendio, oggi è raro che moglie e marito non siano costretti a lavorare entrambi.
E allora che cosa fare? Ne discutiamo in studio con Laura Regazzoni Meli, segretaria generale dell'Associazione consumatrici e consumatori della Svizzera italiana e Mauro Baranzini, professore di economia.
Patti chiari lancia la sua… serie televisiva: lo scanzonato diario di una famiglia della classe media ticinese che si avvia sul percorso dell’alfabetizzazione finanziaria. Tra spese inutili, budget settimanali risicati, polizze doppie, investimenti dei pochi soldi disponibili, la strada per la serenità economica è in salita!
Per approfondire
Il modello di budget visto nel servizio: BUDGET DOMESTICO - ACSI
Il link del sito Budget Consigli: http://www.budgetberatung.ch/Modelli-di-budget.151+M5d637b1e38d.0.html
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