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Il Consiglio federale vuole rendere più difficile, se non vietare del tutto, la possibilità di ritirare anticipatamente gli averi del secondo pilastro per iniziare un’attività propria o acquistare una casa.
Il Dipartimento federale dell’interno è stato incaricato di presentare in autunno un progetto di legge preliminare in questo senso per la riforma delle prestazioni complementari (PC), sistema che permette ai pensionati in difficoltà di sovvenire ai bisogni vitali.
L'idea di fondo è di incitare gli assicurati ad avere a disposizione la parte obbligatoria della cassa pensioni per diminuire il rischio di cadere nel bisogno e quindi le uscite per le PC, che tra il 2006 e il 2011 sono passate da 3,08 a 4,28 miliardi di franchi.
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