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Oltre un terzo degli svizzeri non dispone di un terzo pilastro previdenziale in prospettiva della vecchiaia. E’ quanto emerge da un sondaggio realizzato per conto della piattaforma finanziaria Moneypark. A suo avviso le ragioni di questa lacuna sono una mancanza d'informazione e la fiducia nella previdenza professionale di base (AVS e cassa pensione).
La percentuale di chi non dispone di una previdenza individuale è più alta in Romandia (42%) che nella Svizzera tedesca (38%), precisa lo studio pubblicato oggi, lunedì; il Ticino non è stato considerato. Chi ne dispone ha optato in maggioranza per il pilastro 3a, vale a dire la previdenza individuale vincolata.
Tra le ragioni di chi è sprovvisto di una previdenza individuale un po' più del 30% degli interpellati ha citato la scarsa informazione al riguardo, mentre circa il 23% ha detto di ritenere sufficienti il primo e secondo pilastro, ossia AVS e cassa pensione. Un altro 20% ha risposto che preferisce investire i propri soldi in altro modo, circa il 18% di non avere interesse alla previdenza.
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