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I maggiori costi dell'assicurazione malattia sono causati dall'aumento delle prestazioni; in particolare c'è stata una crescita delle cure erogate da medici specialisti e nel settore ambulatoriale ospedaliero, secondo quanto ha indicato oggi Santésuisse.
Dalle rilevazioni effettuate tra il 2004 e il 2010 sono emerse sensibili differenze tra i cantoni in termini di prezzi e qualità delle prestazioni e tra gli ospedali cantonali è stato constatato un divario di produttività che può arrivare al 20%.
Proposte tariffe differenziate
Per contenere la spesa, l'associazione mantello degli assicuratori malattia invita a studiare un sistema di tariffe diversificate per le zone urbane e rurali, introducendo degli sconti laddove ci sono più medici.
L'attuale sistema di finanziamento (ripartizione per cantoni), sottolineano gli assicuratori malattia, evita alle zone periferiche di finanziare la progressione delle spese in città.
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