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Comprendere una fattura, un estratto conto e i costi di un credito a rate sono operazioni quotidiane. Non tutti però ci riescono e in questi casi si parla di scarsa alfabetizzazione finanziaria. Dal test Pisa2012 dell'Organizzazione per la cooperazione e lo sviluppo economico (OCSE) risulta che i quindicenni di Shanghai e i belgi fiamminghi sono i migliori, mentre in fondo alla classifica ci sono italiani e colombiani.
In totale sono stati interpellati 29'000 quindicenni di 18 paesi. La Svizzera è rimasta esclusa. La ricchezza di un paese o della famiglia incidono sulla preparazione, ma non bastano a spiegare le differenze. L’analista OCSE Chiara Monticone ha spiegato al Radiogiornale che la scuola può giocare un ruolo importante in tal senso. "Le decisioni finanziarie pesano sulla vita di ognuno", ha evidenziato l'esperta.
Red. MM/Radiogiornale
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