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La franchigia minima dell’assicurazione malattia in Svizzera potrebbe aumentare da 300 a 400 franchi e venire legata all’evoluzione dei costi sanitari. Il Consiglio federale ha infatti avviato la consultazione su una modifica della LaMal che mantiene l’esenzione per i bambini.
La franchigia minima non veniva ritoccata dal 2004, mentre i costi della salute hanno continuato a crescere. Il Governo ritiene che l’aumento possa rafforzare la responsabilità individuale e una maggiore sensibilità ai costi.
Il progetto introduce un meccanismo che fa scattare l’aumento quando il tasso di partecipazione degli assicurati – tra franchigia, quote‑parti e costi ospedalieri – scende sotto il 13,5% delle prestazioni lorde coperte dall’assicurazione obbligatoria. Questa revisione risponde a una richiesta del Parlamento, che da tempo sollecita un adeguamento delle franchigie alle condizioni reali.
Premio sgradito
Falò 03.02.2026, 20:50
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